Rural India: not as simple as we think: ” over 30% of rural households had at least one bank account.”
The Worldchanging article asks about cellphones. I am in Malappuram now, where 60% of households has a person working in a Gulf country. They’re mostly muslim. Malappuram has the highest density of cellphone penetration I’ve been told: they bring them from the Gulf states (where they’re cheaper) as presents.